Where do you begin when looking to purchase your first home in south west Florida?
How do you start the process and what steps should you follow?
Step 1-5 make it super easy to follow & can help keep you on track to owning your own home! Building equity and owning your own real estate!
Step 1:
Contact your real estate professional, this part is super important to know what are the current market conditions? What are the price points of homes, interest rates? Monthly payments?
Step 2:
Getting pre approved with a lender to establish your spending power. The lender will collect tax returns, pull credit and verify assets and liabilities to calculate your spending limit.
Step 3:
House hunting! This is the fun part once you've established location, price and criteria in your first home. This is the fun part!
Step 4:
Once you find the right home now is the time to calculate rehab costs, budgeting for that exact home and making sure you're comfortable moving forward with writing an offer.
Step 5:
Negotiating the right deal, that fits your needs! Wether it's asking for closing costs or price reduction, home warranty or more! Sellers in this current market here in Pasco county Florida have been more open to negotiate these key items that can help buyers out tremendously!
Key things to remember in the process:
Pasco county and Pinellas and Hillsborough county Florida have many programs for first time home buyers that can provide down payment assistance and closing cost assistance too!
Reach out to me to find more details out on which programs are available today!